On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

Marathon Bank has elected to participate in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2013, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit rules. Unlimited FDIC Insurance Coverage applies to Business Checking Accounts, Consumer Checking Accounts and IOLAs/IOLTAs.

The FDIC recognizes interest bearing checking accounts with interest rates of no more than 1/2 percent and IOLAs, IOLTAs as type of non-interest bearing transaction accounts for purposes of the Transaction Account Guarantee Program.