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Personal Banking |
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Personal Best Checking
- $100.00 minimum opening deposit
- There is no service or activity charges on this account
- Monthly statement with canceled checks or images
Regular Personal Checking
- $100.00 minimum opening deposit
- No monthly service charge as long as account maintains an average collected balance of $500.00 during statement cycle. There will be a $5.00 service charge if average collected balance falls below $500.00.
- Free unlimited check writing
- Monthly statement with canceled checks or images.
Interest Checking Account
- Interest-bearing account
- $100.00 minimum opening deposit
- If the average collected balance is over $999.99 there is no monthly maintenance charge. If the average collected balance is less than $1,000. There is a $10.00 monthly maintenance charge.
- Free unlimited check writing.
- Monthly statement with canceled checks or images
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Passbook Savings Account
- Interest-bearing account
- $100.00 minimum opening deposit
- Quarterly statement
- No service charge as long as account maintains an average collected balance of $500.00 for the quarter. Quarterly service charge of $6.00 if average collected balance falls below $500.00.
Statement Savings Account
- Interest-bearing account
- $100.00 minimum opening deposit
- Monthly statement
- No service charge as long as account maintains an average collected balance of $500.00 for the month. Monthly service charge of $2.00 if average collected balance falls below $500.00.
Prime Savings
- Interest-bearing account
- $5,000.00 minimum opening deposit
- Monthly statement
- No service charge as long as account maintains an average collected balance of $5000.00 for the month. Monthly service charge of $15.00 if average collected balance falls below $5000.00.
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Personal Money Market Account
- Interest-bearing account
- $100.00 minimum opening deposit
- If the average collected balance for the month is over $999.99 there is no monthly maintenance charge. If the average collected balance is less than $1,000.00 there is a $15.00 monthly maintenance charge. Excess activity: $15.00 per item.
- Debit transactions are limited to six per statement cycle, three of which may be by checks payable to a third party. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
- Monthly statement with canceled checks or images
Personal Money Market Plus
- Interest-bearing account
- $100.00 minimum opening deposit
- If the average collected balance for the month is over $2,500.00 there is no monthly maintenance charge. If the average collected balance is over $1,000.00 but less than $2,499.99 there is a $15.00 monthly maintenance. If the average collected balance is less than $1,000.00 there is a $25.00 monthly maintenance charge. Excess activity: $15.00 per item.
- Debit transactions are limited to six per statement cycle, three of which may be by checks payable to a third party. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
- Monthly statement with canceled checks or images
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- Competitive interest rates
- FDIC insured investment
- $1,000.00 minimum opening deposit
- See Deposit Rate link on Web page
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Individual Retirement Accounts
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Marathon National Bank of New York offers Traditional, Roth, Coverdell (Formerly Education IRA), and Rollover
IRAs.
You have the flexibility to put your retirement funds in CD's at various maturities.
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Internet Banking and Bill Payment
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With Marathon Online Banking, you have access to your accounts 24 hours a day - seven days a week and can do
the following:
- Review balances and transactions on your Marathon accounts.
- View images of checks paid.
- Transfer funds between your Marathon Accounts
- Setup recurring, fixed amount Bill Payments, such as your telephone bill.
- View up to 90 days of deposit account history.
Getting started is easy
Once you have a Marathon Bank checking account, you can simply go to Marathon Bank's web site
(www.mnbny.com)
and click on the demo button, then sign up for Marathon Online Banking. Complete the Enrollment Form and
electronically submit the form by accepting the agreement. You will be notified by email that your enrollment
form has been received. Once your enrollment form has been approved, we will contact you that your Marathon
Bank Online Banking has been activated and you can use the service immediately.
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Consumer Installment Loans
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Marathon National Bank of New York offers a variety of consumer installment loans including home improvement,
and new or used automobile loans. Marathon National Bank of New York is able to meet all of your personal
and household lending needs.
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Home Equity Line of Credit
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If you own and occupy a home or condominium, Marathon National Bank of New York’s Home Equity Line of Credit
is a great way to unlock your equity into cash.
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If you are purchasing your home or refinancing your existing mortgage, Marathon National Bank of New York
has a loan program that will make sense for you. Marathon National Bank of New York offers first and second
home, as well as investment property financing.
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If you want to make a major purchase or if you are unable to make that deposit this week, Marathon National Bank
of New York has overdraft checking protection and personal cash reserve programs for up to $50,000.
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With the Marathon National Bank of New York ATM Debit MasterCard you can access your cash through ATM's
worldwide and make purchases at millions of merchants who display the Master Card symbol.
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