|
|
|
Personal Banking |
|
|
| |
Personal Best Checking
- $100.00 minimum opening deposit
- There is no service or activity charges on this account
- Monthly statement with canceled checks or images
Interest Checking Account
- Interest-bearing account
- $100.00 minimum opening deposit
- If the average collected balance is over $999.99 there is no monthly maintenance charge. If the average collected balance is less than $1,000. There is a $10.00 monthly maintenance charge.
- Free unlimited check writing.
- Monthly statement with canceled checks or images
|
| |
Passbook Savings Account
- Interest bearing account
- $100.00 minimum opening deposit
- Quarterly statement
- No service charge as long as account maintains an average collected balance of $500.00 for the quarter. Quarterly service charge of $6.00 if average collected balance falls below $500.00.
Statement Savings Account
- Interest bearing account
- $100.00 minimum opening deposit
- Monthly statement
- No service charge as long as account maintains an average collected balance of $500.00 for the month. Monthly service charge of $2.00 if average collected balance falls below $500.00.
Prime Savings
- Interest bearing account
- $5,000.00 minimum opening deposit
- Monthly statement
- No service charge as long as account maintains an average collected balance of $5000.00 for the month. Monthly service charge of $15.00 if average collected balance falls below $5000.00.
|
| |
Personal Money Market Account
- Interest bearing account
- $100.00 minimum opening deposit
- If the average collected balance for the month is over $999.99 there is no monthly maintenance charge. If the average collected balance is less than $1,000.00 there is a $15.00 monthly maintenance charge. Excess activity: $15.00 per item.
- You may make no more than six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, on-line (internet) banking, telephone (including data transmission) agreement, order, or instruction to another account at the same institution or to a third party, or by check, draft, debit card or similar order (including POS transactions),made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
- Monthly statement with canceled checks or images
Personal Money Market Plus
- Interest bearing account
- $100.00 minimum opening deposit
- If the average collected balance for the month is over $2,500.00 there is no monthly maintenance charge. If the average collected balance is over $1,000.00 but less than $2,499.99 there is a $15.00 monthly maintenance. If the average collected balance is less than $1,000.00 there is a $25.00 monthly maintenance charge. Excess activity: $15.00 per item.
- You may make no more than six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, on-line (internet) banking, telephone (including data transmission) agreement, order, or instruction to another account at the same institution or to a third party, or by check, draft, debit card or similar order (including POS transactions),made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited
- Monthly statement with canceled checks or images
|
| |
- Competitive interest rates
- FDIC insured investment
- $1,000.00 minimum opening deposit
- See Deposit Rate link on Web page
|
| |
|
Individual Retirement Accounts
|
|
|
|
| |
Marathon Bank offers Traditional, Roth, Coverdell (Formerly Education IRA), and Rollover
IRAs.
You have the flexibility to put your retirement funds in CD's at various maturities or Money Market accounts.
|
| |
|
Internet Banking and Bill Payment
|
|
|
|
| |
With Marathon Online Banking, you have access to your accounts 24 hours a day - seven days a week and can do
the following:
- Review balances and transactions on your Marathon accounts.
- View images of checks paid.
- Transfer funds between your Marathon Accounts
- Setup recurring, fixed amount Bill Payments, such as your telephone bill.
- View up to 90 days of deposit account history.
- Set up your e-statement.
Getting started is easy
Once you have a Marathon Bank checking account, you can simply go to Marathon Bank's web site
(www.mnbny.com)
and click on the demo button, then sign up for Marathon Online Banking. Complete the Enrollment Form and
electronically submit the form by accepting the agreement. You will be notified by email that your enrollment
form has been received. Once your enrollment form has been approved, we will contact you that your Marathon
Bank Online Banking has been activated and you can use the service immediately.
|
| |
|
Consumer Installment Loans
|
|
|
|
Marathon Bank offers a variety of consumer installment loans including home improvement,
and new or used automobile loans. Marathon National Bank of New York is able to meet all of your personal
and household lending needs.
|
| |
|
Home Equity Line of Credit and Home Equity Loan |
|
|
|
If you own and occupy a home or condominium, Marathon Bank's Home Equity Line of Credit
is a great way to unlock your equity into cash.
|
If you are purchasing your home or refinancing your existing mortgage, Marathon Bank
has a loan program that will make sense for you. Marathon Bank offers first and second
home, as well as investment property financing.
|
If you want to make a major purchase or if you are unable to make that deposit this week, Marathon Bank
has overdraft checking protection and personal cash reserve programs for up to $50,000.
|
With the Marathon Bank ATM Debit MasterCard you can access your cash through ATM's
worldwide and make purchases at millions of merchants who display the Master Card symbol.
|
|
